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Liqi (Kobe) Xie currently serves as an Associate in ABS Underwriting & Portfolio Management at Santander Bank, N.A., focusing on ABS renewal and new transactions involving auto loans, leases, and unsecured consumer loans since June 2023. Prior experience includes working at Moody's Investors Service where Liqi contributed as an Associate Analyst 2 and 3 in Structured Credit and Consumer ABS. Additional roles include internships in credit analytics, asset management, investment operations, and research across multiple financial firms. Liqi holds a Bachelor of Business Administration in Finance & Investments and a Master of Science in Business Analytics with a concentration in Data Analytics from Baruch College.