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Drawing from over 30 years of private and public sector experience as an Agriculturist and Development Banker, Mr. Premaratna was heavily invested in the development of Small and Medium Scale Enterprises (SME) across Sri Lanka. As a Development Banker, he was mainly involved in assisting many start-up projects. Today, he holds the position of Board Member of the South Asia Partnership of Sri Lanka (SAPSRI).

Mr. Premaratna holds a Master's Degree in Agriculture from the USSR, a Post Graduate Diploma in Bank Management from the Institute of Bankers of Sri Lanka and a Post Graduate Executive Diploma in International Relations from the Bandaranaike Centre for International Studies (BCIS) Colombo. He has participated in many local and overseas programmes in Development Banking and agriculture related banking programmes in Europe, South East Asia and Japan. He is a Member of the Association Professional Bankers of Sri Lanka (APB).

Mr. Premaratna was a Chairman of the Regional Development Bank of Sri Lanka, Vice President of DFCC Bank and the Chief Executive officer of DFCC Consulting Private limited. He was also a Pioneer Member of the Management Team of Pelawatte Sugar Industries before moving into the Banking Sector.