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Michael Chernoff is a seasoned professional with extensive experience in the insurance and financial sectors. As the Founder and President of Insurance and Trust since July 1984, Michael Chernoff has focused on customizing coverage for clients to ensure financial security. Additionally, Michael Chernoff serves as President of IAT Inc., overseeing strategy-driven life insurance and complex personal lines policies. As a Financial Advisor at SagePoint Financial, Michael Chernoff integrates multifaceted strategies for portfolio enhancement. Furthermore, as a General Agent for Midland National Life Insurance Company since 1996, Michael Chernoff specializes in hybrid life and long-term policies that offer multiple benefits under one premium. Michael Chernoff's expertise also includes serving high-net-worth clients with multiple properties and waterfront assets across various states.