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Raga Chandrika is a Senior Product Marketing Manager at SaaSPay, specializing in Buy Now Pay Later (BNPL) solutions for B2B SaaS and Cloud businesses since September 2023. Prior to this role, Raga served as a Product Marketing Manager at Refyne India from April 2021 to September 2023, where responsibilities included leading flagship product launches and improving customer retention by 78%. Raga's experience also includes a position as Marketing Manager at YellowThemez Agency from May 2017 to April 2021, focusing on product enablement and marketing plan execution. Raga holds a PGDM in Analytics & Marketing from IFIM Business School and a Bachelor of Science in Biotechnology, Chemistry, and Zoology from Jyoti Nivas College Autonomous, Bangalore.