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Josip S. currently holds the position of Senior Account & Sales Development Manager at ryd, where the company operates the largest open B2C and B2B mobile payment network at gas stations in Europe. Previously, Josip served as a Business Development Manager at Zaver and as a Senior Account Manager for OPEN BANKING at finAPI. Earlier career experience includes roles as an Account Manager at SPENDIT AG and at SOFORT GmbH, where responsibilities encompassed merchant development and account management. Additionally, Josip worked in various positions at Media-Saturn, including Department Head and Sales-Product Manager, focusing on negotiations and inventory management. Josip's educational background includes a degree in Retail Management from IHK München and Media-Saturn.