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Allen Zhang, CFA, is an experienced finance professional currently serving as a Director at RBC since April 2015, specializing in Analytics and Home Equity Financing. Previously, Allen held various roles at RBC including Senior Manager and Manager, focusing on portfolio management, acquisition strategies, and credit strategies, where significant contributions included optimizing risk-reward balances and leveraging big data for credit scoring models. Prior experience at CIBC as a Portfolio Risk Specialist involved developing credit risk strategies and improving automated credit decision systems. Allen earned a Master’s degree in Finance from the Schulich School of Business - York University and a Bachelor’s degree in Commerce from the University of Toronto - Rotman School of Management.