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Philip is an Impact Banker and Senior Risk Officer who works to scale mission-driven organizations and achieve positive sustainable outcomes.

With over 40 years of experience within Citigroup across multiple divisions and functions, including Risk, Country Head, Business and staff positions in the US, Europe, Sri Lanka, Channel Islands and Audit and Risk Review for EMEA, he has a wealth of experience of many different facets of banking.

He was a founding member and Managing Director of Citi Inclusive Finance Group, resulting in more than $4 billion in financing for microfinance and inclusive businesses.

Before moving to Citi Inclusive Finance, he was Citi’s Risk Director for Project Finance and Structured Trade Finance within EMEA.

Current external roles include Director and Investment Committee member of the Habitat for Humanity MicroBuild Fund, and member of the Lending and Finance & Risk Committees of Big Issue Invest. Board Adviser to Flow Global. Emeritus member of the Advisory Council of the Centre for Financial Inclusion.

Philip is a Fellow of the Chartered Institute of Bankers and the Chartered Management Institute.