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Joe Vollono currently serves as the Director of Business Development at Ripple, a position held since September 2021. Prior experience includes serving as an Institutional Consultant at Morgan Stanley from November 2013 to September 2021, where recognition as a Top 50 Institutional Consultant was awarded by Barron's Magazine in 2020. Additionally, Joe Vollono was the Executive Director at Sheltered Harbor and served in a similar role at SIFMA, overseeing daily operations on behalf of the Board and CEO from May 2011 to October 2013. Joe Vollono's military background includes serving as a Naval Officer in the US Navy from 2001 to 2005, specializing as a nuclear-trained officer on a Los Angeles-Class submarine and directing a communication security program. Educational qualifications comprise an MBA from the University of Oxford, a degree from Georgetown University, and training at the United States Naval Academy and the Naval Nuclear Power Training Command.