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Dieu Phan, MBA, CTP, is a skilled treasury professional currently serving as a Senior Treasury Manager at Ripple since January 2022. Prior experience includes roles as Senior Treasury Associate at Veritas Investments, Inc. and Deputy Manager-Head of Money Market and Capital Market Division-Treasury at Vietnam Bank for Agriculture and Rural Development, where extensive responsibilities encompassed capital budget management, cross-functional collaboration, financial modeling, and strategic forecasting. Dieu Phan effectively managed a multi-billion USD investment portfolio, achieved significant income improvements, and implemented innovative digital projects. Educational qualifications include an MBA from the University of Wisconsin-La Crosse and a Bachelor's degree in Finance-Banking from the University of Economics Ho Chi Minh City.