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Naveed Muzaffar DipPFS CeRER is an experienced Independent Financial Advisor at Richstone Park Financial Planning Ltd since September 2024, specializing in pensions, investment advice, wealth management, family and business protection, inheritance tax planning, and equity release lifetime mortgages. Previously, Naveed served as a Later Life Lending Financial Adviser at 55Plus Equity Release, and as a Later Life Financial Adviser at Responsible Equity Release, where accomplishments included being recognized in the Armada Club for embodying company values. Additional roles include Equity Release Adviser at Bower Retirement, Business Development Manager at Al Rayan Bank, and various financial advisory positions at RS Financial Solutions, Inretirement Services Ltd, Aviva UK Life, and Britannia Building Society. Naveed holds a Regulated Diploma in Financial Planning from the Chartered Insurance Institute and achieved recognition as the Top Financial Adviser in the Central Region in 2005.