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Mr. João Marcos Pequeno de Biase graduated in Economics from the Federal University of Rio de Janeiro – UFRJ. He served as Executive Officer and Head of Banking in the structure of Santander Corporate & Investment Banking – SCIB. Before joining Banco Santander Brasil, he worked at Banco Itaú BBA (12+ years), where he served as Global Head of Corporate and Investment Banking, Executive Officer responsible for the commercial area and head of the bank’s origination team. He served as Officer and Head of Sales and Global Markets Coverage at Deutsche Bank (4+ years). He was Officer of Investment Banking and sales of fixed income products at Credit Suisse in São Paulo (7+ years). He held several positions at Banco de Investimentos Garantia (7+ years), including head of the office located in Rio de Janeiro, manager of the capital markets area and responsible for the settlement and back office of all operations of client companies. Mr. De Biase began his career in 1989 as a Trainee in the Economic Planning team at Petrobras Comercial Internacional.