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Memory Chipungu has extensive experience in financial analysis, primarily at The Reserve Bank of Malawi since September 2008, where roles have included Principal Analyst in Trade Monitoring and Mobilisation, as well as Senior Analyst positions in both Imports and Exports Monitoring. Prior to this, Memory Chipungu worked as an Accounts Assistant at Unilever from December 2007 to July 2008. Academic credentials include a Master of Science (M.Sc.) in Finance from Nottingham Business School, Nottingham Trent University obtained in 2016, and a Bachelor's degree in Accounting from The Polytechnic, completed in 2007.