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Sophia Kim is an experienced finance professional specializing in small business loan underwriting. Since December 2022, Sophia has served as a Senior SBA Underwriter at Ready Capital, where responsibilities include underwriting loans and client interactions. Prior to this role, Sophia held various positions at CalPrivate Bank, including Vice President and Assistant Vice President of SBA Underwriting. Additional experience includes serving as an SBA Loan Officer and AVP at Manufacturers Bank, and as a Loan Officer/Underwriter and Credit Analyst at Bank of Hope. Sophia began their career as an Assistant Accountant at Everest Trading Corp. Sophia holds a Bachelor's degree in English from the University of California, Davis.