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Gerard Richard is an experienced finance professional specializing in credit and collections management, currently serving as Credit and Collections Manager at Rand-Whitney Group since June 2015. Notable achievements include reducing delinquency of accounts 90+ days overdue from $2.2 million to under $1 million and overseeing the credit review process for customer risk evaluation. Prior experience includes roles as Senior Collections Specialist at Philips Healthcare and Senior Regional Credit Account Manager at Boston Scientific, where responsibilities encompassed managing collections, analyzing credit risk, and establishing credit lines. Gerard also has a background in training and supervising junior staff from tenure as Senior Collections Specialist at The MathWorks. Educational qualifications include a Bachelor of Science in Finance from Anna Maria College.