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Saiyin Lo is a Senior Project Manager at Rakuten, with a focus on managing end-to-end payment system projects, including the development of an internal Invoice Portal and payment gateway, as well as AML transaction monitoring for Rakuten Card USA. Prior experience includes roles at Deutsche Bank as a Project Manager/Senior Business Analyst, where consolidation of AML KYC client onboarding platforms was achieved, and at Capgemini as a Project Manager/Business Analyst, engaging with Barclays Capital to enhance client onboarding systems. Earlier positions include AML/OFAC Business Systems Consultant at New York Community Bancorp and Vice President of AML/KYC Utility at Citi. Saiyin Lo holds a Master of Science in Information Systems Management from Pace University and a Bachelor of Science in Electrical Engineering from New York University's Polytechnic School of Engineering.