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Zorica Vrdoljak has extensive work experience in credit risk management. Zorica served as the Head of Credit Risk Management at Raiffeisen Leasing starting in July 2021. Prior to that, they held the position of Senior Credit Risk Manager at Raiffeisenbank Austria d.d. Croatia from December 2007 to July 2021.

Zorica Vrdoljak attended the Faculty of Economics in Zagreb from 2002 to 2007, focusing on finance. No specific degree was mentioned.