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Cosmin Marin has an extensive background in the banking industry, specializing in credit policy and risk management. With experience in various roles such as Credit Policy & Underwriting Manager, Credit Policy Coordinator, Credit Policy Manager, Risk Policy Manager, Head of Consumer Loans Division, and Risk Analyst, Cosmin has a proven track record of developing and implementing credit policies, supervising scoring systems, and analyzing risk indicators. With a BA in Economics and Management, Cosmin has showcased expertise in creating new loan products, monitoring risk indicators, and ensuring compliance with regulations.