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Ráczné Mikulai Mónika is an experienced banking professional with a career spanning over two decades. Currently serving as a Regional Manager at Raiffeisen Bank Hungary since February 2012, Ráczné Mikulai Mónika has held various roles, including Branch Manager. Prior to this, a Branch Manager position was held at CIB Bank from February 2010 to February 2012. Ráczné Mikulai Mónika began their banking career at BNP Paribas, where ten years were spent as Head of Cashier. Academically, Ráczné Mikulai Mónika earned a Bachelor of Business Administration with a focus on Banking, Corporate, Finance, and Securities Law from Magyar Agrár- és Élettudományi Egyetem (MATE) in 2010, and completed further education at Budapest Business University in 2022. Additional educational backgrounds include studies at Logo Studio and Ady Endre High School and Vocational School of Kindergarten Teachers.