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Ruud Houtzager is an experienced professional in marketing and product management, currently serving as Product Manager AOV and Propositiemanager Zakelijk at Rabobank. Additionally, Ruud operates as a ZZP-er, specializing in services marketing, AOV, and sustainable employability through Ruud Houtzager Advies. Ruud holds a volunteer position as a board member for RADI Beroepsfederatie and serves as a guest lecturer and examiner at Hogeschool Utrecht. Previous experience includes a managerial role in income and care at Aon. Ruud Houtzager possesses a NIMA C degree in strategic marketing from the Nederlands Instituut voor Marketing and has furthered education at NiDi Business School.