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Marcelo K. is a highly experienced professional who has held various key roles in risk management, product development, and technology within the financial sector. With a strong background in credit risk assessment and management, Marcelo has successfully implemented innovative strategies to enhance business growth and improve operational security. Through their leadership, Marcelo has significantly contributed to the success of companies such as Qred Brasil, ALPE, EY, and Itaú BBA. With a Master's degree in Finance and Economics, Marcelo brings a wealth of knowledge and expertise to every role Marcelo undertakes.