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Harshet Lunani has a diverse and extensive work experience. Harshet started their career as a Summer Analyst at Franklin Templeton Investments in 2006. In 2007, they worked as an Analyst at Merrill Lynch. From 2008 to 2011, they served as an Associate at The Boston Consulting Group. In 2011, they joined Endeavor as a Manager until 2012.

In 2013, Harshet took on a significant role as the Founder and Country Director of Bima Mobile Indonesia at (MILVIK) BIMA. Harshet was responsible for setting up operations in Indonesia from scratch, building a team of 400 people across 10 second-tier cities. Harshet also had overall P&L and decision-making responsibilities for all initiatives in Indonesia. Harshet held this position until 2016.

After their time at (MILVIK) BIMA, Harshet became the Founder and CEO of Kelola in 2017. Harshet led this company until 2018, when they founded Qoala, an insuretech startup in Southeast Asia.

Overall, Harshet Lunani's work experience demonstrates a strong entrepreneurial background and expertise in building and leading successful ventures in the finance and technology sectors.

Harshet Lunani attended Rishi Valley School, although no specific years of enrollment were provided. Following this, they pursued a Bachelor of Arts (Honours) degree in Mathematics from St. Stephen's College in Delhi. Their time at St. Stephen's College lasted from 2004 to 2007. Subsequently, Harshet Lunani continued their education at the University of Oxford, where they completed a Master of Science degree in Mathematics from 2007 to 2008.