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Sonja Leaven-Davis, MBA, is a seasoned professional with extensive experience in the residential and consumer lending sector. Currently serving as First Vice President at Provident Bank since March 2004, Sonja Leaven-Davis manages lending operations and successfully developed the FHA Program. Previously, Sonja Leaven-Davis held the position of Underwriting Manager at Provident Mortgage Corporation, overseeing daily processing and underwriting functions. Prior roles include independent consulting in underwriting and processing for FHA, FNMA, and FHLMC loans, and working as an Underwriting Consultant for Fannie Mae, where responsibilities included monitoring loan quality and conducting operational reviews. Sonja Leaven-Davis's career began as a Mortgage Processor at Synergy Mortgage Corporation, progressing to a Sr. Mortgage Processor/Jr. Underwriter position at Columbia Equities, Inc., processing a range of loan types in New Jersey and New York.