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Kalina Emery, J.D., CRCM, currently serves as an Associate Director at Protiviti, providing guidance to large financial institutions on risk mitigation and compliance. With experience as a Senior Manager and Manager in Risk & Compliance, Kalina has developed Remediation Action Plans for review by banks and regulatory bodies. Previously, at U.S. Bank, Kalina held roles as Assistant Vice President and Regulatory Compliance Specialist, overseeing consumer mortgage lending compliance and advising on legal requirements in mortgage default servicing. Kalina’s experience also includes positions at Wilmington Trust as an AML/BSA Compliance Analyst and as a Legal Clerk at various law firms, focusing on real estate and litigation. Educational achievements include a Juris Doctorate from Charlotte School of Law and a Bachelor of Arts from Florida Atlantic University.