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Cristopher Sipayung is a research analyst specializing in financial policy at Prospera since September 2022. Previously, Cristopher held various positions in the financial sector, including management associate at Citi in the Global Consumer Banking division, and growth marketing analyst at OVO, focusing on financial products. Early career experiences include roles as a deals strategy and operations intern at PwC, summer analyst at Citi, and research assistant at Fakultas Ekonomi dan Bisnis Universitas Indonesia. Cristopher holds a Bachelor's degree in Financial Management from the University of Indonesia and a high school diploma in Natural Sciences from SMA Sutomo 1.