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Krzysztof L. has extensive experience in digital banking, having served as the Head of Digital Sales & Marketing at PKO Bank Polski since 2018. Prior to this, they held similar roles at Alfa-Bank (Belarus), Bank BPH, and GE Capital, showcasing their expertise in driving digital strategies and initiatives within the financial sector.

Krzysztof L. obtained their Master's degree in Transportation and Logistics from the University of Gdansk from 1999 to 2002.