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Velina Marinova currently serves as the Head of Retail Operational Risk Department at Postbank (Eurobank Bulgaria AD) since March 2022. Prior to this, Velina held multiple roles at Raiffeisenbank Bulgaria, including Supervisor of Branch Development and Control as well as Business Transformation Manager-Cutover Manager, focusing on the implementation of a new Front-End platform and overseeing training and change management. Velina's experience also includes managing the Central Branch and its subordinated branches in Stara Zagora at United Bulgarian Bank and serving as a Regional Manager at CIBANK JSC. Velina’s professional journey began at Raiffeisenbank Bulgaria as a Branch Manager. Educational qualifications include a Bachelor's degree in Finance and a Master's degree in Business Informatics from the University of National and World Economy.