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Adam Carmel is the founder and CEO of Polly, a financial technology company that helps people save money. Adam has over a decade of experience in the financial industry, including founding and running Ethos Lending LLC, a successful lending company. Carmel has a degree in economics from Harvard University and an MBA from Stanford University. Adam is a dedicated entrepreneur and philanthropist, and they currently reside in San Francisco, California.

Adam Carmel received their Bachelor of Science (B.S.) in Business Administration, Entrepreneurship from the University of Southern California and their Bachelor of Arts (B.A.) in Political Science and Government from the University of Southern California.

Some individuals on their team include Jason Randall - VP, Engineering, Jacquelyn Studdert - COO, and Ryan Hoffman - CFO.