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Joe DiLuia has a strong background in business operations and risk management. Joe currently works as the Business Operations Lead at Point, where they are responsible for driving operational effectiveness and scalability. Prior to that, they worked at PayPal as the Manager of Seller Risk Innovation & Customer Experience, leading business operations transformation efforts and driving operational improvement through automation and organizational restructuring. Joe also worked at Braintree as a Manager of Special Credits, overseeing a large portfolio of high-risk merchants and developing strategies for managing bankruptcies and insolvencies. Before that, they worked as an Underwriter at Braintree, performing credit reviews for a significant number of merchants. Joe started their career at Lincoln International, where they served as an Analyst in Debt Advisory, advising middle market companies on obtaining capital commitments, and in Valuations & Opinions. Joe also worked as an Associate in Advisory Services at Ernst & Young. Overall, Joe has a strong track record in business operations, risk management, and financial advisory.

Joe DiLuia received their Bachelor of Business Administration (BBA) degree in Finance from the University of Notre Dame, which they attended from 2005 to 2009. Joe then pursued further education and earned a Master of Business Administration (MBA) degree in Finance from Northwestern University - Kellogg School of Management, studying there from 2016 to 2019. In addition to their degrees, Joe obtained the Chartered Financial Analyst (CFA) certification from the CFA Institute in September 2011.