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Sudhakar Pal currently serves as Branch Credit Manager at PNB Housing Finance Limited since December 2023. Prior to this role, Sudhakar held various positions in the housing finance sector, including Territory Portfolio Manager at ICICI Home Finance Company Limited and Financial Services Manager at TATA Capital Housing Finance Ltd. Experience also includes roles as Credit Manager at DMI Housing Finance Private Limited, Assistant Credit Manager at Indiabulls Housing Finance Ltd, and Credit Analyst positions at TATA Capital Housing Finance Limited and HDFC Bank. Sudhakar began the career as a Risk Control Consultant at ICICI Bank. Sudhakar is pursuing a Master of Business Administration in Finance and Financial Management Services at the Indian School of Business Management and Administration and holds a Bachelor of Computer Applications from United Institute of Management.