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Renate Ellerbrake has a diverse work experience in various roles related to licensing and compliance. Their most recent position is as a Licensing Analyst at Planet Home Lending, LLC starting in 2022. Previously, they worked at PennyMac Loan Services, LLC as a Licensing Assistant, Government Relations from 2018 to 2022, and as a Sr. Analyst, Loan Originator Licensing from 2018 to 2021. Prior to that, they held the role of Licensing Analyst II at Eagle Home Mortgage from 2017 to 2018. Renate also worked at PennyMac Loan Services, LLC as a Licensing Legal Assistant from 2016 to 2017. Before that, they were a Licensing/Compliance Specialist in the Legal Department at Bloomin' Brands, Inc. from 2013 to 2016. Renate's earlier experience includes roles at Mortgage Investors Corporation as a Licensing Specialist from 2010 to 2013, Apex Lending as a Licensing Manager from 2008 to 2009, Bank of America as a Credit Risk Analyst from 2007 to 2008, CFIC/Challenge Mortgage as a Licensing Manager from 2006 to 2007, and Mortgage Investors Corporation as a Licensing Specialist from 2002 to 2006. Their responsibilities in these positions involved ensuring compliance with licensing requirements, conducting background checks and credit reviews for applicants, managing renewal applications, and overseeing a team of specialists in some cases.

Renate Ellerbrake attended vocational school in Germany from 1967 to 1979, where they earned an Associates Degree in Business Administration. In addition to their formal education, they also hold a certification as a Florida Notary, although further details such as the institution and date of obtaining the certification are not provided.