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Hesham Yhia has extensive experience in fraud and risk management, currently serving as the Head of Fraud and Risk Management at MDP since July 2020, where focus lies on digital payment solutions. Simultaneously, since January 2016, Hesham has been involved with Emirates NBD, holding roles such as Cards Operations Team Leader and Supervisor of Card Center Operation Risk, responsible for maintaining fraud rules and implementing new fraud tools. Additionally, at Piraeus Bank since July 2007, responsibilities include leading a team in Cards Fraud and Charge-back operations, preparing statistical reports on fraud patterns, and ensuring compliance with Visa/MasterCard regulations. Hesham began a career in finance as a Credit Officer, investigating clients’ credit histories, and holds a Bachelor's Degree in Economics and Foreign Trade from Helwan University, Cairo.