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Raquel Dauer is a Credit Analyst at Pioneer Bank since October 2019, recognized as a Spirit Award Winner in 2022 for excellence in teamwork and positive attitude. Raquel specializes in creating comprehensive commercial and agricultural loan presentations, conducting thorough financial analyses, and performing internal evaluations on various real estate and machinery assets. Previous experience includes roles at TCF Bank, where Raquel progressed from Relationship Banker to Assistant Branch Manager, focusing on customer service, operational compliance, and staff development. Raquel holds a Bachelor’s Degree in Business Finance from Minnesota State University, Mankato.