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Ritabrata Bhaumik is an accomplished technology executive with extensive experience in the FinTech and Artificial Intelligence sectors. Currently serving as VP of Delivery and Production at Phi Commerce since September 2024, Ritabrata previously held the position of CTO at ftcash, where significant advancements in digital lending technology were made, including the attainment of crucial NBFC and in-principle PA/PG licenses. As Director and Co-Founder of Aindra Labs, Ritabrata led the start-up to recognition among the Top 10 AI-based Start-ups in India. Prior roles include COO at Aindra Labs, Founder & CEO of Beaconifi, and Senior Manager at Accenture, with a background that encompasses project management, business development, and tech delivery across various high-profile companies including GE and IBM. Ritabrata holds an MBA from the Indian Institute of Management Bangalore and a B. Tech in Electrical Engineering from the Indian Institute of Technology, Kharagpur.