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Kyle M. Hales, ACAS, MAAA, is a Principal and Consulting Actuary at Perr&Knight, where experience extends from May 2004 to the present. Prior to this role, Kyle M. Hales served as an Actuarial Assistant at State Farm from July 1999 to May 2004. Educational background includes a Bachelor of Arts in Mathematical Economics and Statistics from the University at Buffalo, obtained between 1995 and 1999, and attendance at St. Joseph's Collegiate Institute from 1991 to 1995.