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Tim Spratt is a seasoned professional with extensive experience in the technology and finance sectors. As a co-founder of Permutive since 2014, Tim has played a pivotal role in the development of innovative solutions. Prior experience includes a position in quantitative research at Winton from 2013 to 2014 and an analyst role at Morgan Stanley from 2010 to 2011. Tim's academic background includes studies at the University of Oxford and Imperial College London, complemented by participation in the Y Combinator program in 2014.