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Ayu Dwi Hardiyanti has a diverse professional background with experience in finance, education, and administration. Currently serving as a Foreign Payment Investigator and International Payment Officer at PermataBank since December 2021, Ayu has previously worked as an Administrative Officer at Universitas Gadjah Mada (UGM), where responsibilities included library material management and electronic journal processing. Additional experience includes roles as an Academic Tutor at Les.id Online Tutoring, a Databest Operator at UGM focused on database migration, and various laboratory assistant positions in geochemistry and hydrogeology at UGM. Ayu's early involvement with SM-IAGI at UGM included leadership in seminar and training initiatives, showcasing strong organizational and financial management skills. Ayu holds a Bachelor's degree in Geological Engineering from UGM, completed in 2020.