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Joseph L. is a Senior Product Owner at Pepper Money ANZ since May 2021, focusing on innovative digital experiences in financial software and developing a greenfield banking portal. Prior experience includes serving as Senior Product Owner, Technical Lead, and Product Owner at Sandstone Technology, where significant contributions included the launch of a mobile product and management of legacy systems. Joseph has also worked as a Competitive Swimming Coach and Fitness Instructor at Bluefit, and as an IT Specialist at Modular Wall Systems, gaining experience in technical support and system maintenance. Joseph holds a Bachelor of Engineering in Computer Software Engineering from Macquarie University and a Product Management certification from General Assembly Australia.