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Bharat Eruvuru, FRM, currently serves as Director at PenFed Credit Union since April 2021, following a career that includes roles such as Senior Manager. Previously, Bharat held various positions at PwC from September 2013 to April 2021, specializing in private equity and venture capital valuation, CCAR/DFAST stress testing model review, and advanced securitization modeling. Earlier experience includes consulting for the International Finance Corporation, where Bharat implemented the World Bank Group's model risk management framework, and research analyst roles at CRISIL Global Research & Analytics, focusing on macro research for Asian equities. Educational qualifications include an MS in Finance from The George Washington University School of Business, an MSc in Economics, and a Bachelor of Engineering in Electronics and Instrumentation from Birla Institute of Technology and Science, Pilani, along with a certification in Financial Markets from NSE.