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Yusuf Firoz currently serves as the Director of Data Science at PayU, where responsibilities include leading the data strategy for Cash-Loans and BNPL, and developing a comprehensive lending intelligence framework to enhance user lifecycle management. In addition to this role, Yusuf is a Lead Data Scientist at MUST Research Academy and has held various positions in academia, including a Data Science Instructor at The University of Texas at Austin. Previous industry experience encompasses roles such as Senior Data Scientist at Bajaj Finserv, Data Scientist at Jio, and NLP Engineer at SwoopTalent, demonstrating expertise in machine learning, data analytics, and geospatial intelligence. Yusuf holds a Bachelor of Technology in Computer Science from Guru Ghasidas University and a Master’s Degree in Information Technology from Panjab University.