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Anurag Agarwal is a highly experienced professional in the field of risk management, currently serving as Senior Manager at Paytm since February 2023. Prior to this role, Anurag held similar positions at PNB Housing Finance Limited from May 2018 to January 2023, Kotak Mahindra Bank from June 2017 to May 2018, and YES BANK from March 2015 to May 2017. Anurag began the career at ICICI Bank as Deputy Manager from February 2012 to March 2015. Academically, Anurag holds a Master of Business Administration in Banking and Financial Support Services from Manipal Academy of Higher Education, along with various leadership qualifications from Indian Institute of Management Bangalore and T A Pai Management Institute. Anurag completed a Bachelor of Commerce in Accounting from Vinoba Bhave University.