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Almas Khan is an accomplished finance professional with extensive experience in risk management and credit analysis. Currently serving as a Risk Manager at Paytm since September 2022, Almas previously held the position of Credit Policy Manager at L&T Financial Services from July 2021 to September 2022. Prior roles include Credit Manager and Credit Analyst at InCred Financial Services, as well as Financial Analyst positions at PAMAC and RJ Capital Overseas Pvt. Ltd. Almas holds a Master of Management Studies in Finance from the University of Mumbai and a Bachelor of Commerce in Accounting and Finance from the same institution.