��������

Álvaro Cívico is an experienced professional with a robust background in delivery management, product management, marketing, and consulting. Currently serving as the MENA Delivery Team Lead at epay, a division of Euronet Worldwide since January 2018, Álvaro previously held positions as MENA Delivery Manager at epay and Product Manager for Digital-Retail Payments at Sky Telecom Group. Álvaro's career also includes roles as Marketing Manager & PR at Sochitel UK Ltd, Market Research & Digital Marketing Consultant at Eseye, and Market Strategic Consultant at GLOBAL3E. With a Bachelor's degree in Business & Economics and a Master's degree in Market Research and Marketing from Universidad Loyola, along with expertise in community management and social media marketing, Álvaro brings a wealth of knowledge and expertise in the telecommunications and digital payment sectors.