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Tonet Santana serves as a Senior Banking and Payments Consultant at Infinant Inc since April 2023, focusing on embedded finance solutions for financial institutions. Additionally, Tonet founded My Travel Specialist in March 2023, specializing in bespoke tourism experiences. With extensive experience at Citi from 2004 to 2023, roles included Global Product Development Head for various digital payment solutions, Cash Product Head in Hong Kong, and Asia Pacific Market Manager for corporate payments. Earlier career highlights include financial planning at Philam Group of Companies and an analyst role at Accenture. Tonet holds a Bachelor of Science in Civil Engineering from the University of the Philippines.