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Marycarmen Gutiérrez Casas currently serves as the Capital Markets Manager at PayJoy, where responsibilities include supporting the funding strategy for existing loan portfolios and facilitating expansion into new markets in Latin America, Africa, and Asia. Previous experience includes managing a portfolio of 280 trusts as a Trust Administrator at CIBANCO and serving as a Private Equity Analyst at WAMEX Private Equity, focusing on investor relations and fund operations. Marycarmen began their career as a Finance Intern at Bolsa Mexicana de Valores, ensuring efficient stock market operations. Educational qualifications comprise a master's degree in finance obtained from both IEB and Universidad Iberoamericana, alongside a licenciatura in finance from Benemérita Universidad Autónoma de Puebla.