ÂÜÀòÂÒÂ×

Todd Ratch is an experienced product and engineering manager with a strong background in payments and software development. Since February 2014, Todd has held various roles at PayByPhone, progressing from Product Manager for Payments to Principal Product Manager, where responsibilities include establishing product vision, driving revenue, and overseeing multiple development teams. Previous positions at Latitude Technologies Corporation and SkyTrac Systems showcased Todd's leadership skills, focusing on team transitions and successful product design and certification. Todd's volunteering efforts in Roatan and Bolivia reflect a commitment to social and environmental causes. Todd Ratch holds a Bachelor of Engineering in Electrical Engineering from the University of Victoria, supplemented by additional formal education from the University of Kansas.