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Jan Binder is a seasoned professional in data science and analytics, currently serving as a Specialist and Senior Data Scientist at PAYBACK since April 2021. Prior to this role, Jan Binder held positions as a Specialist and Senior Data Analyst at PAYBACK from January 2014 to March 2019, and as a Senior Analyst at emnos GmbH from February 2007 to December 2013. Jan Binder began the career as a Researcher at STASA Steinbeis Transferzentrum Angewandte Systemanalyse between April 1999 and June 2006, and briefly worked as an Assistant at prognos AG in mid-1998. Academically, Jan Binder holds a PhD in Physics/Econophysics from the University of Stuttgart, obtained in June 2007, and completed high school with a focus on Physics in 2000.