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Sam Courtney is an experienced professional with a diverse background in payment systems and consultancy, currently serving as a Product Delivery Analyst at Pay.UK since March 2019. Previously held roles include Service Line Officer for Bulk Payments at Bacs Payment Schemes Limited and Managing Director of Samantha Courtney Ltd, where a consultancy business was established following a 16-year tenure at the Royal Bank of Scotland. At RBS, Sam occupied various significant leadership positions, including Change Manager and Head of Support Office, overseeing operations, change governance, and stakeholder engagement. Sam's career began in sales at JBA UK Ltd and WorldPay, escalating to roles involving strategic management and operational oversight in the financial sector. Education includes attendance at Hedingham School and Avon House.