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Ian W. has extensive experience in operational risk, governance, and compliance management in the banking and financial services sector. Currently serving as Senior Manager of Operational Risk at Pay.UK since March 2024, Ian previously held several senior roles at Vanquis Banking Group, including Head of Loans, First Line Risk, Control and Governance, and Deputy Group Head of Enterprise Risk. Ian's contributions have included designing and implementing robust risk frameworks, leading risk assessment initiatives, and strengthening governance practices. Ian has also participated as a voluntary assessor for the Chartered Institute of Internal Auditors and served on the Independent Audit Committee for the Professional Association for Childcare and Early Years. Ian's career began in auditing at Charities Aid Foundation and has included comprehensive experience in risk management and internal audit across various sectors.