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Roman Rubel is a seasoned credit portfolio analyst with extensive experience in credit risk analytics and reporting. Currently employed at Pathward since February 2019, Roman has advanced from a Credit Portfolio Analyst to a Credit Portfolio Analyst II, demonstrating expertise in credit risk assessment and data management. Key achievements include the centralization of loan data for enhanced reporting and the development of automated reporting packages for senior management. Previously, at Rocket Mortgage, Roman served as a Credit Risk Team Leader within Capital Markets, where Roman effectively implemented Salesforce CRM and produced performance reports to drive strategic sales decisions. Roman's career began at Crestmark, focusing on financial analysis and client risk assessments. Roman holds an MBA in International Business and Marketing and a Bachelor's degree in Accounting from Wayne State University.