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Emmanuel Clement-Wilz is the founder and CEO of umbrl. Emmanuel is also a director at ParcelHome and holds various shareholder positions at companies like Bloomin ☼, BuyCo, and SoundBirth. With a background in equity capital market derivatives and corporate equity derivatives, Emmanuel has held key positions at UBS Investment Bank, Deutsche Bank, and BNP Paribas. Emmanuel holds a MSc from École Polytechnique and has completed executive programs in Business Sustainability Management and Artificial Intelligence from the University of Cambridge and Saïd Business School, University of Oxford respectively. Additionally, Emmanuel holds a Master of Applied Finance from Macquarie University and a MSc from Ecole des Ponts ParisTech.